WE OFFER A WIDE RANGE OF LOANS FROM OUR LARGE PANEL OF LENDERS
Variable rate home loans can generally be categorized into Basic Variable and Standard Variable loan products. These two loan types are effectively the same in the way they work. The only differences are in the interest rate charged, and the features available. A standard variable loan will usually have a full range of features, whilst a basic variable loan will have a more restricted range.
A Fixed Rate Loan is a loan where the interest rate is guaranteed to remain the same during an initial term, regardless of what may occur in the market with variable rate loans. Traditionally lenders have offered terms of between 1 – 5 years for fixed rates, however some Lenders may offer terms of up to 10 years.
Also known as Come and Go facilities, Equity Loans or Revolving Lines of credit, these loans offer similar benefits and operating features as the common bank overdraft. A line of credit loan allows the borrower to establish a credit or facility limit, and then draw from and pay down the loan without restriction. Read more…
Are you keen to grow, buy, or expand a business, but are unsure of your borrowing options? Our Credit team can help you understand the wide variety of finance options available today and help find the perfect business finance solution available.
When you are looking to invest in retail property, a factory or office, working through your lending options can be a overwhelming process. Our commercial loan specialists will be able to cut through the jargon and present you with clear advice and competitive product options.